As to 411.... In my situation the info they wanted was wayyyyy to risky.  As I am self employed, and a lone employee, they wanted my tax returns!  NO WAY IN HELL I was gonna do that!  BUT, I found 2 411 providers that were newbie friendly and willing to take a chance.... from there I had my references to be 411 approved w/o any additional info other than my phone #.   
 
I know others said to avoid BP, but sometimes there are girls on BP that are 411 approved.  These girls can be a good way to start.  Use this site and google to cross check reviews.  Before long you will have your 2 references, and can get p411 verified. 
 
Something I do recommend though, is to make sure and ask the girls if you can use them for a reference.  Also do something to make yourself memorable, so that they will remember you when you do ask for that reference!  Good luck
		 
		
		
		
		
		
		
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