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Old 01-28-2017, 06:51 PM   #16
The_Waco_Kid
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Originally Posted by GlobeSpotter View Post
I'd be full out happy and satisfied with 100% cancellation and 0% replacement.
let's just go with Plan A then! bahhaa the Republicans can simply keep the one thing ACA had that helped people get insurance .. barring denial for per-existing conditions. the problem is .. to get there .. they "grubered" this one good item into making it illegal not to have insurance and of course the Coup d'état .. setting up Gov subsidies to tax the populace to fund it. nice!

All the Republicans need to do is outlaw per-existing conditions as a coverage dis-qualifier and get the big players back in the game to set the real market driven price. problem solved!
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Old 01-29-2017, 05:21 AM   #17
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Originally Posted by The_Waco_Kid View Post
All the Republicans need to do is outlaw per-existing conditions as a coverage dis-qualifier and get the big players back in the game to set the real market driven price. problem solved!
Here's the "rub" .... the Liberals have MILLIONS of "entitlement recipients" getting "enhanced" FREE HEALTH CARE COVERAGE by virtue of GOVERNMENT SUBSIDIES to be "reimbursed" from taxes they will never have to pay, because they don't have to work and earn "taxes" to contribute, and those are the "CITIZENS" (some are not!) that will go without "health care coverage" ... even though they are eligible for "normal" medicaid that will COVER PRE-EXISTING CONDITIONS ... LIBERAL FAKE NEWS!
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Old 01-29-2017, 05:38 AM   #18
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Originally Posted by LexusLover View Post
Here's the "rub" .... the Liberals have MILLIONS of "entitlement recipients" getting "enhanced" FREE HEALTH CARE COVERAGE by virtue of GOVERNMENT SUBSIDIES to be "reimbursed" from taxes they will never have to pay, because they don't have to work and earn "taxes" to contribute,
What you posted is false. To qualify for a subsidy for private insurance plan from the government exchange you must be a family of 4 with income that is greater than $24,000. People who qualify for a subsidy ARE WORKING and earn taxes to contribute.

A family of 4 that has income of $90,000 qualifies for a small subsidy. They are working and earn taxes to contribute.
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Old 01-29-2017, 05:49 AM   #19
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Originally Posted by The_Waco_Kid View Post

All the Republicans need to do is outlaw per-existing conditions as a coverage dis-qualifier and get the big players back in the game to set the real market driven price. problem solved!
The big players (United Health Care, Aetna) are NOT coming back to a NEGATIVE risk pool. If they perceive that sick people are buying the insurance and healthy people are not, they will just continue to sell just group insurance through the employer.

The number one problem with any new plan is to get low risk, healthy people to purchase the health insurance without a mandate. The price of the health insurance will never be CHEAPER in the individual market if the risk pools stay unbalanced. They were unbalanced and that is why the big players got out.
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Old 01-29-2017, 06:28 AM   #20
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Originally Posted by flghtr65 View Post
The big players (United Health Care, Aetna) are NOT coming back to a NEGATIVE risk pool. If they perceive that sick people are buying the insurance and healthy people are not, they will just continue to sell just group insurance through the employer.
That is incorrect. The States can refuse to allow them to sell ANY insurance in the State unless they take all the applicants. It's done with property coverage and liability policies. The Feds can't do that, but the States can. That's one reason the market has gotten limited, because they have pulled out of markets when mandatory coverage is pushed upon them. They can be regulated by the States.
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Old 01-30-2017, 12:35 AM   #21
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That is incorrect. The States can refuse to allow them to sell ANY insurance in the State unless they take all the applicants.
Can, would be a key word here. In the state of Michigan, Aetna sells group health insurance through an employer. Aetna does not offer any health insurance plans for sell in the state of Michigan on the HealthCare.gov. website.
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Old 01-30-2017, 04:00 AM   #22
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Aetna does not offer any health insurance plans for sell in the state of Michigan on the HealthCare.gov. website.
The plans it can sell do not qualify to be posted!

So?

Here is what you posted:
Quote:
:Originally Posted by flghtr65 View Post
... will just continue to sell just group insurance through the employer.
Your opinion is: They won't! That's just your OPINION!

They can still sell insurance in the state of Michigan.

http://www.michigan.gov/documents/di...S_516961_7.pdf

The above link shows the process for an insurance carrier to file for permission to sell "Off THE MARKETPLACE" in Michigan AND is effective for 2017. Notice the word "Rate"!

Here's the list "authorized" to sell in Michigan
http://www.michigan.gov/documents/la...l_359547_7.pdf



When you get off the Government tit and DeGruberize it will improve your perspective and broaden your horizons!
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Old 01-31-2017, 01:35 AM   #23
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So?

Here is what you posted:


Your opinion is: They won't! That's just your OPINION!

They can still sell insurance in the state of Michigan.
1. What did Waco post in post #16. Answer, if they can get the big players back into the game to set the true market price. (Game meaning back selling policies on the HealthCare.Gov)

2. What did I post after that. Answer, The major players are not coming back to a negative risk pool. They will just continue to sell group health insurance through the employer

3. Then you went and got off the subject. I did not write that Aetna could not sell insurance in Michigan. I wrote that they are not going to sell policies on the government exchanges as long as they think the risk pool is going to be negative.

4. That was not my opinion, it was a statement from the CEO of Aetna. Read the link below.

5. The bottom line is Aetna and UHG stop selling plans on the government exchanges in most states because the risk pools were negative in 2014, 2015 and 2016. Aetna use to sell plans in more than 20 states on the government exchanges. For 2017 they will only sell plans in 4 states on the government exchanges and Michigan is not one of the 4.

6. Not on the government tit. Do you want to see my W2? I made far too much to qualify for a subsidy. You can't get a subsidy if you are single and made > $48,000. I made a lot more than that.

From the link, What the CEO of Aetna said:

Bertolini said the problem is that ACA plan members tend to incur high medical costs, while the federal risk adjustment program meant to offset losses on those members has not been adequate. As a result, many insurers are losing money on the exchanges.


http://www.cnbc.com/2016/08/16/aetna...s-in-2017.html
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Old 01-31-2017, 04:12 AM   #24
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Originally Posted by flghtr65 View Post
What you posted is false. To qualify for a subsidy for private insurance plan from the government exchange you must be a family of 4 with income that is greater than $24,000. People who qualify for a subsidy ARE WORKING and earn taxes to contribute.

A family of 4 that has income of $90,000 qualifies for a small subsidy. They are working and earn taxes to contribute.
What you just posted above is irrelevant to my post. In a futile effort to appear knowledgeable and correct you, like a lot of other internet bloggers, change the discussion topic and focus of the other person's post to appear better informed.

Did you see the word "entitlement" in my post? The part you ignore is those who qualify for the "subsidy" are getting a tax refund in excess of the taxes they paid into the system, because of other provisions in the Tax Code. As a consequence they do not have to pay back the "subsidy"! They get free insurance!

I know! Because I have reviewed their tax returns from the past!
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Old 01-31-2017, 08:36 PM   #25
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I'd be full out happy and satisfied with 100% cancellation and 0% replacement.
+1
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Old 01-31-2017, 08:48 PM   #26
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:How can one black guy outsmart the whole fucking Republican House and Senate. wowzers.
My question is, how can one "black guy" be so short sighted as to cram an unpopular law down the throats of America which ended up taking his political party down?
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Old 01-31-2017, 09:31 PM   #27
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Still have Shitstain on ignore (as everyone should). Looks like he's saying Republicans are concerned about how they will fix ACA. No kiddin?
The Republican party has been asked to fix a shit sandwich but keep the good parts....
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Old 02-01-2017, 06:57 AM   #28
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Originally Posted by flghtr65 View Post
The big players (United Health Care, Aetna) are NOT coming back to a NEGATIVE risk pool. If they perceive that sick people are buying the insurance and healthy people are not, they will just continue to sell just group insurance through the employer.

The number one problem with any new plan is to get low risk, healthy people to purchase the health insurance without a mandate. The price of the health insurance will never be CHEAPER in the individual market if the risk pools stay unbalanced. They were unbalanced and that is why the big players got out.
Duh. We told you this (among other things) when this whole thing began. But you kept going on about how great it was and how people qualified for subsidies (which just makes it more expensive for the govt aka US) and parroted the 20 million people have healthcare now and other bullshit numbers.

You are an idiot and a liar.

First things first. President Trump (or a top person in his administration) needs to come out with some actual numbers that show what we are up against. I've already seen some reports from the CBO that the projected deficit numbers in 10 years won't be met.

Quote:
Originally Posted by goodman0422 View Post
Still have Shitstain on ignore (as everyone should). Looks like he's saying Republicans are concerned about how they will fix ACA. No kiddin?
The Republican party has been asked to fix a shit sandwich but keep the good parts....
Shitstain, and his prior handles, have been on my ignore list for some time too.

Here's the problem about Obamacare: the good parts are the most expensive and will cause big, media covered marches in the streets by people who would really benefit from some exercise. If Obamacare cannot be repealed and replaced, Trump needs to incrementally cut it by doing things like not covering "children" up to age 26.
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Old 02-01-2017, 11:35 AM   #29
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...Trump needs to incrementally cut it by doing things like not covering "dependents" up to age 26.
FIFY .. ok? They have to be living at home and "kept" by their parents ...

... if they don't have health coverage they may not want to risk getting hit on the head with a protest sign one of their butt hurt buddies is carrying as they whine about the FACT that HillaryNoMore LOST!!!!! ... so it will cut back on the protesters.
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Old 02-01-2017, 12:13 PM   #30
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Their words not mine. They feel Obama has set them up:




They’re just figuring out this is going to be hard.



My main man Obama still giving those assholes Hell. How can one black guy outsmart the whole fucking Republican House and Senate. wowzers.
Washington Post? That's your source? No more commentary necessary.
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