Lucky for Bush 41, he's not on an Obamacare plan......

[GlobeSpotter]

Originally Posted by Rey Lengua

flightr65 NEVER admits to ANY problems regarding his posts related to odummercare ! He's the resident " Gruber " when it comes to defending that plan. He's lied so much about it, he HAS to defend it, to prevent MORE of his lies being exposed. His a " Clinton ", that way ! " I did NOT....."

Okay. Thancks for warning me. I'm new here.

I've avoided this forum because it's mostly filled with deaf liberal Yankees with mental disorders.

Oh....next time you pass by Sam's Burger Joint, stop in and tell them they need to cook their fries 3 minutes longer and put some (more) seasoning on them.

Edit: and tell the cute Latina waitresses to quit eating the leftovers.

[TheDaliLama]

Originally Posted by GlobeSpotter

Okay. Thancks for warning me. I'm new here.

I've avoided this forum because it's mostly filled with deaf liberal Yankees with mental disorders.

Oh....next time you pass by Sam's Burger Joint, stop in and tell them they need to cook their fries 3 minutes longer and put some (more) seasoning on them.

Edit: and tell the cute Latina waitresses to quit eating the leftovers.

Please don't avoid this forum. I think you have a lot to contribute. Btw where is Sam's.

[GlobeSpotter]

http://www.samsburgerjoint.com/directions/

[instfixer]

Originally Posted by flghtr65

1. GROUP Health Insurance from your Employer did not CHANGE with the passing of the ACA law (other than all policies that a health insurance company sells must have the 10 minimum benefits). This is true for Group insurance or individual market insurance, government exchanges.

2. The individual market did change. Twenty million people gained health insurance because of the law. Before the law was passed if you were in the individual market and you were all already sick (pre-existing condition) no health insurance company would sell you a policy.

.

I understand why young healthy people do not want to pay for health insurance or be penalized for not doing so...
What happens 5 to 20 years from now that you are now not so healthy and will probably have a chronic condition. Then get laid off and the only job available is some contractor job with no benefits.
Go ahead and cheer for the demise of the ACA for when you get older there will be nothing for you

[LexusLover]

Originally Posted by instfixer

....
Another enemy of a laid off worker is a law office that will say one has a case. That office will take your money [ $30,000 to $50,000]and work on your case and present that case to a judge for approval to go to trial, except the judge will probably say there is nothing there.

That's why most towns of any size have more than one "law office"!

A "law office" on the other side ...

... told the Judge: "there is nothing there"!

[gary5912]

Originally Posted by flghtr65

How did Group Health Insurance from your employer change because of the ACA law?

here is how my ins. changed before 2010 my monthly premium for a employee only was $39 dollars a mouth with $10 dollar co-pays each time I visited the doctor a $250 deductible and a total out of pocket of $1100 after 2010 I now have a $2000 deductible which has to be met before the Ins. pays anything and a total out of pocket of $3300 which is better than the Obamacare open market but still it has changed

[LexusLover]

Quote:
Originally Posted by flghtr65 View Post
How did Group Health Insurance from your employer change because of the ACA law?

You mean YOU DON'T KNOW?

#1: Many got their hours cut until they don't qualify.
#2: Some employers quit providing it and the union does.
#3: The premiums/copays/deductibles have been rising.

NewsFlash: Obaminable et al neglected to attempt to put a CAP on premiums/copays/deductibles/services/supplies/equipment/drugs

[flghtr65]

Originally Posted by gary5912

here is how my ins. changed before 2010 my monthly premium for a employee only was $39 dollars a mouth with $10 dollar co-pays each time I visited the doctor a $250 deductible and a total out of pocket of $1100 after 2010 I now have a $2000 deductible which has to be met before the Ins. pays anything and a total out of pocket of $3300 which is better than the Obamacare open market but still it has changed

The ACA law did not make changes to the "Employer Group Insurance Market" in a legislative sense. It did for the individual market, for example, the concept of the government exchanges. Your premium increased significantly since 2010 because people with pre-existing conditions were absorbed into the system. Prior to 2010 people with pre-existing conditions were not sold a health insurance policy in the individual market. Health insurance companies did this to maximize their profits.

The premium price would not have spiked like this if more low risk people had purchased health insurance. If you don't want to have a private sector solution, then the only other way to get people with pre-existing conditions into the system would be set up single payer system for them, like you have for Medicare. When the underwriter increases the premium or lowers it, he/she is just reacting to market forces. That's what we call capitalism. Republicans typically frown on government systems. You can't have it both ways. Pick your poison.

[LexusLover]

Originally Posted by flghtr65

The ACA law did not make changes to the "Employer Group Insurance Market" in a legislative sense. It did for the individual market, for example, the concept of the government exchanges. Your premium increased significantly since 2010 because people with pre-existing conditions were absorbed into the system. Prior to 2010 people with pre-existing conditions were not sold a health insurance policy in the individual market. Health insurance companies did this to maximize their profits.

What you just posted is FACTUALLY incorrect.

[flghtr65]

Originally Posted by LexusLover

#1: Many got their hours cut until they don't qualify.
#2: Some employers quit providing it and the union does.
#3: The premiums/copays/deductibles have been rising.

NewsFlash: Obaminable et al neglected to attempt to put a CAP on premiums/copays/deductibles/services/supplies/equipment/drugs

1. Weak companies that don't care about their employees will play games with the 40 hour full time rule. You don't see a company like IBM or AT&T do something like that.

2. See one.

3. With insurance, know matter what you are insuring if the risk pool is not balanced then prices will go up. In the individual market, not enough low risk people are buying the health insurance, thus the spike in prices for certain states and counties.

4. The government does not dictate the price for what Best Buy and Walmart sells their 65 in Samsung 4K television either.

[LexusLover]

Originally Posted by flghtr65

1. Weak companies that don't care about their employees will play games with the 40 hour full time rule.

...MORE OF YOUR BULLSHIT!

[flghtr65]

Originally Posted by LexusLover

...MORE OF

There are a lot of small companies that do not want to offer their employees health insurance. They would rather lower their hours so that they are part time and will be forced to go the government exchange to get health insurance. You are crazy to deny that.

[flghtr65]

Originally Posted by instfixer

I understand why young healthy people do not want to pay for health insurance or be penalized for not doing so...
What happens 5 to 20 years from now that you are now not so healthy and will probably have a chronic condition. Then get laid off and the only job available is some contractor job with no benefits.
Go ahead and cheer for the demise of the ACA for when you get older there will be nothing for you

+1

[flghtr65]

Originally Posted by LexusLover

What you just posted is

Would you like to explain why health insurance premiums spiked in some states and not others? If the underwriting department at a health insurance company is not looking at the risk in a risk pool, then what exactly is he looking at LL?

[LexusLover]

Originally Posted by flghtr65

There are a lot of small companies that do not want to offer their employees health insurance.

And there are plenty of national companies which do the same OR have contracted with unions to carry the coverage for the employees and under the regs the companies are "covered" from any penalty because by contract they have "provided coverage" for their employees....they keep the hours averaging around 30 to assure the employees can maintain coverage with the unions.

A big problem of yours is you rely on anecdotal bullshit from the liberal media that continually tries to justify and support ObaminableCare BECAUSE it is ObaminableCare .... they don't even use it because the media companies HAVE CADILLAC COVERAGE!!!!

I guarantee YOU if ALL GOVERNMENT EMPLOYEES were REQUIRED TO USE COVERAGE FROM OBAMINABLECARE (the low end high priced garbage) the law would have been shit canned a long time ago....and when I say "EMPLOYEES" I mean elected officials and appointees!