The Senate tax bill eliminates the ACA individual mandate.

[LexusLover]

Originally Posted by flghtr65

+1

Basically a good post. The purpose of the mandate was to get more low risk people into the risk pool.

StandingInShit makes "a good post"?

You look for any port in a storm!

The "purpose" of the mandate was to raise money to support the "portal system," but it didn't work. All I have to say to you KNOW-NOTHINGS about fines, penalties, and taxes to "force" people to do something, is you don't assess an amount that is cheaper than doing the thing you are trying to force done!

But Liberals "think" that way, which is why Gruber is still laughing his ass off at the stupidity. StandingInShit doesn't even know what's on his shoes!

[StandinStraight]

Originally Posted by flghtr65

The cost of your health insurance went up because risk pools on the government exchanges are not balanced. The high risk people are buying, the low risk people are not buying. The ratio of low risk to high risk policyholders is less than 35%, when that happens the premium price will increase.

What people like Bambino do not understand is that the purpose of the ACA is to make sure everyone has adequate health insurance, the insurance companies were forced to provide needed coverages and could no longer exclude pre-existing conditions. This caused premiums to increase because the insurance companies carried more risk. Right now the system is a catch 22, you can have lower premiums with less coverage or you can pay more for better coverage.
While your healthy paying less for less seems great, but when you become sick you realize your coverage was inadequate and your stuck with catastrophic medical costs.
The only and best solution is more government control of the insurance and pharmaceutical companies to regulate coverages and costs. The ACA was a start but it didn’t go far enough to control costs. Insurance companies if allowed full control will simply want more profit which means accepting no risk, cancelling your policies when you become ill, capping coverages, this would be the worst scenario because we would all be one sickness or accident away from bankruptcy.

[LexusLover]

Originally Posted by StandinStraight

What people like Bambino do not understand is that the purpose of the ACA is to make sure everyone has adequate health insurance, ....

The reason why Bambino does not "understand" that is because that is not true, Mr. Professor. Do you lie to your alleged students also?

What fools like you ASSUMED is that's what it was for and so you forget the reality of the original pitch to get it accepted by the voters, even though those who voted for it had no clue what was in it!

So if that was the "original" purpose then put that down as just another FRAUD by Obmainable et al (including Scary Nancy too!) and more LIES by all of them. That's why Gruber is still laughing!

Oh, if you want "pre-existing conditions" covered ..

.... go get a job with group health insurance.

[flghtr65]

Originally Posted by LexusLover

The "purpose" of the mandate was to raise money to support the "portal system,"

Wrong LL. The purpose of the mandate was to achieve a balanced risk pool of customers for the health insurance companies. Prior to the ACA law being passed, the health insurance companies did not sell a health insurance policy to someone who was already sick or who had severe pre-existing conditions like (failing kidneys) in the Individual Market. Romneycare in the state of Mass. was the test state. It had the individual mandate. Romneycare worked in Mass. In Mass 97% of all state citizens are insured. The health insurance companies cut a deal with the government. The health insurance companies would agree to sell health insurance to people with pre-existing conditions or who were already sick, if the government could get the individual mandate passed and the risk-corridors concept(bailouts) would be in place for four years.

The health insurance companies would rather not sell health insurance to someone who is already sick and would only do so if the aforementioned things were written into the law. United Health Care got out of the individual market business in 2015 because their risk pools were not balanced and they were not reimbursed for their losses, plain and simple. BCBS came back because they did not have the same problem that United Health Care had.

[LexusLover]

Originally Posted by flghtr65

Wrong LL.

Of course, I'm NOT WRONG! The data proves it!

If there were a "balanced risk pool" then the taxpayers would not have had to supplement premiums and supplement carriers for losses!

One thing you anti-Trumpers haven't figured out is:

ACA IS A FAILURE! IT FAILED BECAUSE OF STUPID LOGIC!

You are basking in it today! Drunk with the "snake oil" you bought.

The old saying: "The proof is in the pudding"!

Fines and Penalties are set to "entice" people into doing the "right/legal thing" and they are set high enough to make it "worthwhile" to do that which it was designed to entice done!

So, you must decide: Were you wrong or were you wrong?

You pick! (I already did when I saw the "penalty"!)

[flghtr65]

Originally Posted by LexusLover

Of course, I'm NOT WRONG! The data proves it!

If there were a "balanced risk pool" then the taxpayers would not have had to supplement premiums and supplement carriers for losses!

In the ACA the carriers are only supplemented for their losses for the first four years. So, 2017 is the last year that the carriers can be reimbursed for losses selling policys in the individual market (HealthCare.gov). The risk pools aren't balanced if they were United Health Care would not have lost money selling insurance to people who are ALREADY SICK. The health insurance companies would not have to keep asking for 25% and 40% rate increases for premium. If the ratio of low risk policy holders to high risk policy holders was over 50% then yes, the taxpayer would not need to help the middle class policy holder pay for his/her policy. They are not getting the type of mix of customers in the individual market. We may never get that type of mix but that is why the individual mandate was put in place.

[gfejunkie]

Originally Posted by StandinStraight

The only and best solution is more government control

Spoken like a true libtard dumb-ass! Thank God this mindset is finally being rubbed out.

Get the fucking government out of our lives once and for all!

[I B Hankering]

Originally Posted by flghtr65

+1

Basically a good post. The purpose of the mandate was to get more low risk people into the risk pool. Adding more people who are already sick would not bring the premium price down. The high risk policyholder does not need to be encouraged. The high risk policy holder or someone who is already sick will buy the insurance because they know that the health insurance will be cheaper than paying out of pocket. You are right being "self insured" only works if you don't get really sick. Unfortunately there are many who post on here who just don't understand that.

Where's the "social justice" for those who were paying their own way until Odumbocare made it too expensive for them, jackass?

[LexusLover]

Originally Posted by flghtr65

In the ACA the carriers are only supplemented for their losses for the first four years.

Where does it say that in the ACA?

Even your own post shows the fraud! If you are correct, and your're not, why would the taxpayers support the carriers through Obaminable's Administration?

Every time there was a "milestone" and/or offensive requirement placed in the regs it was always after the next election ....

.. that way the Obaminables could walk out of the White House instead of being escorted in handcuffs ... like the Enron frauds they are!

Like immigration, NK, Iran, and every friggin thing he claims ... it all was kicking the can down the road for the next person, who HE HOPED WOULD BE HILLARIOUSNOMORE TO COVER HIS BUTT!

As the saying goes the chickens are coming home to roost. In this specific instance the "chickenshits!"

[Yssup Rider]

Originally Posted by LexusLover

The reason why Bambino does not "understand" that is because that is not true, Mr. Professor. Do you lie to your alleged students also?

What fools like you ASSUMED is that's what it was for and so you forget the reality of the original pitch to get it accepted by the voters, even though those who voted for it had no clue what was in it!

So if that was the "original" purpose then put that down as just another FRAUD by Obmainable et al (including Scary Nancy too!) and more LIES by all of them. That's why Gruber is still laughing!

Oh, if you want "pre-existing conditions" covered ..

.... go get a job with group health insurance.

Speaking of fucking LIES ^^^^^

[Yssup Rider]

Originally Posted by gfejunkie

Spoken like a true libtard dumb-ass! Thank God this mindset is finally being rubbed out.

Get the fucking government out of our lives once and for all!

But where will you get your nuclear arms, GFE(addict), you silly old shit?

[gfejunkie]

North Korea. Where else?

Congratulations, dipshit.

[WTF]

Trump owns healthcare now....I wonder how many will bitch when premiums continue to rise?

[LexusLover]

Originally Posted by WTF

Trump owns healthcare now....I wonder how many will bitch when premiums continue to rise?

The premiums will continue to rise until Congress shit-cans ACA.

Until then Obaminable/Pelosi "OWN IT"!

[Yssup Rider]

Originally Posted by LexusLover

The premiums will continue to rise until Congress shit-cans ACA.

Until then Obaminable/Pelosi "OWN IT"!

And then they’ll come down? Just like they ALWAYS do!

Your lies are so ludicrous they’re more than lies. They’re the ravings of the true, unanimously named DIPSHIT OF THE YEAR.