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The Sandbox - Houston The Sandbox is a collection of off-topic discussions. Humorous threads, Sports talk, and a wide variety of other topics can be found here. If it's NOT an adult-themed topic, then it belongs here

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Old 12-20-2016, 03:53 PM   #61
VitaMan
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You can justify anything by saying "It slowed the rate of increase."
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Old 12-21-2016, 01:19 AM   #62
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Originally Posted by asianyoungin View Post
.......

However, Obamacare did its fundamental job, that is, make health care markets compete in the market, resolve the impending implosion of the health care market due to established economic issues (adverse selection, moral hazard, asymmetry of information), and it mandated healthcare for those that didn't have it.
......
This might be the stupidest thing I've ever read on eccie.
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Old 12-21-2016, 08:11 AM   #63
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Yes, "impending implosion" ?
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Old 12-22-2016, 11:54 AM   #64
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Hahaha, no need to be rude to a person trying to tell you what I've learned. But if we must be snarky.. professors, as a profession, don't usually display bias. Also, a lot of my points are general because I'm not sure which ones need specific address. No need to be rude, just informing everyone of what my education has taught me. Rather than call it stupid, dispute it and argue the other side. This is a forum isn't it?

In regards to the "impending implosion" comment, if you're familiar with the healthcare system from an economics perspective, all those words I used (moral hazard, adverse selection, etc.) are just words to describe the implosion. I assume you don't accept ignorance so I'll explain.

When you have people who want to free-ride from the healthcare system you have something called adverse selection and moral hazard. Healthy people choose to not partake in healthcare, EXCEPT when they get a serious illness. So they can avoid paying the health care costs, while people who do need it ie. poor / not as healthy are forced to buy it at a higher price. The higher price is due to a low demand from healthy people who choose to not partake in it. By forcing them to be pay into the system, the prices leverage out, and those without health insurance are given insurance without having to pay the high premiums from before.

The healthcare market was bound to collapse because healthy people wouldn't buy into it until they got sick, avoiding the monthly costs that we have to pay. And those that especially needed it, low class / low health, were unable to access it because of the high premiums. Welfare has many effects besides what it explicitly is meant to do, ie in this case provide healthcare. By providing welfare, nations have significantly reduced crime across the US, and it stabilizes our economy when we go into recession. The reasons for this is because if you have your health and a govt stipend, you're less likely to need to murder or rob or commit a crime in general. No one denies this. It stabilizes our economy because when we had our recession, big business held onto their money and no money was being poured into our economy. The only guaranteed source of revenue for our government is lower class spending because they HAVE to and often do spend their money on basic necessities.
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Old 12-22-2016, 05:04 PM   #65
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Quote:
Originally Posted by asianyoungin View Post
Hahaha, no need to be rude to a person trying to tell you what I've learned. But if we must be snarky.. professors, as a profession, don't usually display bias. Also, a lot of my points are general because I'm not sure which ones need specific address. No need to be rude, just informing everyone of what my education has taught me. Rather than call it stupid, dispute it and argue the other side. This is a forum isn't it?

In regards to the "impending implosion" comment, if you're familiar with the healthcare system from an economics perspective, all those words I used (moral hazard, adverse selection, etc.) are just words to describe the implosion. I assume you don't accept ignorance so I'll explain.

When you have people who want to free-ride from the healthcare system you have something called adverse selection and moral hazard. Healthy people choose to not partake in healthcare, EXCEPT when they get a serious illness. So they can avoid paying the health care costs, while people who do need it ie. poor / not as healthy are forced to buy it at a higher price. The higher price is due to a low demand from healthy people who choose to not partake in it. By forcing them to be pay into the system, the prices leverage out, and those without health insurance are given insurance without having to pay the high premiums from before.

The healthcare market was bound to collapse because healthy people wouldn't buy into it until they got sick, avoiding the monthly costs that we have to pay. And those that especially needed it, low class / low health, were unable to access it because of the high premiums. Welfare has many effects besides what it explicitly is meant to do, ie in this case provide healthcare. By providing welfare, nations have significantly reduced crime across the US, and it stabilizes our economy when we go into recession. The reasons for this is because if you have your health and a govt stipend, you're less likely to need to murder or rob or commit a crime in general. No one denies this. It stabilizes our economy because when we had our recession, big business held onto their money and no money was being poured into our economy. The only guaranteed source of revenue for our government is lower class spending because they HAVE to and often do spend their money on basic necessities.
preach brother preach
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Old 12-22-2016, 06:33 PM   #66
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Omg

"No one denies this." That is fantastic. When I run into no one, I will ask him.

You can have a good talk with Donald Trump. His line is "and everybody knows it".
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Old 12-22-2016, 08:03 PM   #67
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Quote:
Originally Posted by asianyoungin View Post
Hahaha, no need to be rude to a person trying to tell you what I've learned. But if we must be snarky.. professors, as a profession, don't usually display bias.

Say what? Since when? Professors historically display their bias. Where the hell did you go to school? UT has had some of the most biased employees.
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Old 12-22-2016, 11:41 PM   #68
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Quote:
Originally Posted by asianyoungin View Post
Hahaha, no need to be rude to a person trying to tell you what I've learned...
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Originally Posted by Sistine Chapel View Post
preach brother preach
Applauding your own gibberish again, Sissy Chap? How many frigging handles do you have?
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Old 12-26-2016, 03:47 AM   #69
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Perhaps you can discuss what your education has taught you about the following issues:

a) Continued health treatments and discoveries are specialized, used by only a small percent of the population that ever needs them. Yet they are tremendously expensive. There is pressure to have insurance pay for them. Result - overall insurance premiums increase, now to a point where
insurance is so expensive people have to decide whether it is affordable and they should buy insurance

In brief, a very expensive treatment that will only be used by 1% of the population has now become possible, because the other 99% are paying for it

b) When a new drug comes out, it is heavily promoted to patients and doctors. Doctors see the chance to make a profit. Result - diagnosis of the condition the drugs treat go up significantly. Adhd diagnosis is one example.

c) Doctors routinely ask patients to go through a battery of tests to avoid malpractice claims. Many of the tests are completely unnecessary or unneeded. There is little oversight of these methods of practice. Insurance pays. We have created the perfect system for profits without competition. If you see a doctor for a common cold, you may have $ 500 or more worth of tests done.
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