Fatties Need Not Apply......CVS imposes penalties on fatties and smokers.

[GymRat]

Originally Posted by DEAR_JOHN

You mentioned undisciplined obese people and diabetics who don't monitor their blood sugar properly (through diet), however if you practiced what you preach about discipline, then you wouldn't smoke and you wouldn't have this dilemma.

I guess since wakeup got off his 'I hate fucking fat asses' pedestal, maybe you decided to get back on yours. Then again, I detest people smoking cigarettes and cigars as much as you hate fucking fat asses. I don't see a difference between a nicotine addiction vs. a food addiction, at the end of the day, both are bad, meaning as long as you smoke you're no better than some obese person. Hopefully you do everybody a favor and keep your second hand poison away from them.

Pot.......kettle.

Dear John,

What part of occasional smoker did you miss? I’m not addicted to smoking. Read that one more time, slowly if you have to. I’m not addicted to smoking! I would guess on average, I may smoke half a dozen cigs and maybe one cigar a week. I just simply enjoy the way tobacco compliments an alcoholic beverage. I’m 5’9” and 155 lbs., slim with a well muscled physique. I’m either in the gym three times a week or working out in my home gym. I seldom go a day without hitting a body part or two, running on the treadmill, or riding my bike. Both my parents were regular smokers, and lived to be in their early eighties. Who would you rather insure, a 52 yr old like myself, or a three hundred pound non smoker with diabetes? You say you don’t see a difference between food addiction and smoking. Again, I’m not addicted. But, I know a number of sixty and seventy years olds that smoke. I know very few people over three hundred pounds that have lived to that age range. Do you?
Kettle disputing allegations from pot....

[DEAR_JOHN]

Originally Posted by GymRat

During annual insurance enrollment this January, I was given a choice to quit smoking or pay an additional $50 a month for my insurance. I’m an occasional smoker, mainly when I drink. I don’t want to give them up and since our insurance rates are dirt cheap when compared to most, I chose the additional $50.

Originally Posted by GymRat

Dear John,

What part of occasional smoker did you miss? I’m not addicted to smoking. Read that one more time, slowly if you have to. I’m not addicted to smoking! I would guess on average, I may smoke half a dozen cigs and maybe one cigar a week. I just simply enjoy the way tobacco compliments an alcoholic beverage. I’m 5’9” and 155 lbs., slim with a well muscled physique. I’m either in the gym three times a week or working out in my home gym. I seldom go a day without hitting a body part or two, running on the treadmill, or riding my bike. Both my parents were regular smokers, and lived to be in their early eighties. Who would you rather insure, a 52 yr old like myself, or a three hundred pound non smoker with diabetes? You say you don’t see a difference between food addiction and smoking. Again, I’m not addicted. But, I know a number of sixty and seventy years olds that smoke. I know very few people over three hundred pounds that have lived to that age range. Do you?
Kettle disputing allegations from pot....

I didn't miss any part of occasional smoker.

So, let me see if I'm correct.

Can you get health/life insurance as a non smoker in your present circumstances? The answer is no, without falsifying documents.

So, I guess you're a smoker. You can't be half pregnant either.

[GymRat]

Apparently you did miss the part about me being an occasional smoker. You mentioned the following:


“You mentioned undisciplined obese people and diabetics who don't monitor their blood sugar properly (through diet), however if you practiced what you preach about discipline, then you wouldn't smoke and you wouldn't have this dilemma.”
I said I choose to smoke when I have an occasional drink. A number of people have an occasional drink. And some people enjoy a cigarette or a cigar while drinking. The difference between becoming a full time smoker or an alcoholic is discipline. I have enough discipline to limit my consumption of both.



You also said the following:


“I don't see a difference between a nicotine addiction vs. a food addiction, at the end of the day, both are bad, meaning as long as you smoke you're no better than some obese person.”
Apparently you did miss the part about me being an occasional smoker, otherwise, you would have never said I have a nicotine addiction. When called out on it, you make the absurd analogy of being half pregnant with being a smoker. The quibble never was about insurance and the use of tobacco. I clearly chose to pay the penalty as I do use tobacco occasionally. You said I was addicted when I made it clear I only use tobacco on a limited basis.

[Capt. Lincoln F. Stern]

policies do not have grey areas like "do you smoke 1-5 cigarettes a day, 6-10, etc.." they asked "DO you smoke" it is a Yes or No type question.


should you pay more? Well lets see.. someone who is diabetic cannot stop being diabetic, smokers can quit and a lot do. People who are overweight can eat healthier and try to lose weight and some do. Some however have a glandular screw up and they cannot lose the weight. Smoking is a choice.

Would you say Cancer patients should pay more because of their illness?

Insurance companies want to insure healthy people so they do not have to pay out.. that is how they get rich.

[Wakeup]

What fucking world do you live in? If you have bad health, or engage in dangerous activities, you (or whoever pays for your insurance) get charged more for that insurance. All of those people you listed pay more for insurance...lifestyle choice is irrelevant...

[Capt. Lincoln F. Stern]

Originally Posted by Wakeuр

What fucking world do you live in? If you have bad health, or engage in dangerous activities, you (or whoever pays for your insurance) get charged more for that insurance. All of those people you listed pay more for insurance...lifestyle choice is irrelevant...

I live in the real world, one that includes relatives who have diabetes, and who has lost relatives to cancer... they did not wake up one day and decide to GET those diseases.

Some are born with it. Like heart disease.. it can run in the family. High cholesterol is another.. it can even skip a generation.

I say that if someone makes a lifestyle choice that can risk health issues, they should pay more.. if you are born with it, then nothing you could have done would have prevented it.

Take a look at car insurance.. you can be a safe driver and even get refunds.. but start having accidents and your rates go up.. have enough and they DROP your coverage even though it is state mandated you have it. Once that happens you have to get SR-22 insurance which is high risk insurance.

Wakeup's solutions to the above? DO NOT DRIVE. Risky drivers pay more, Risky lifestyles should pay more. But am I going to tell a doctor I hobby? The law states "Innocent until proven guilty" least that is what it said in my Civil Rights. So NO I am not going to say I hobby... since I do not frequent the ladies as much as some of you ... although I have more reviews posted than W.U. so that means I hobby more than he does.


Bottom line is insurance companies can charge you whatever they like and now they have the ultimate 900 pound gorilla to enforce it.. his name is Obama.

No insurance? Fine! Arrest me and put me in jail.. where I get FREE medical

go figure that one out.

[Wakeup]

You're saying that insurance companies shouldn't charge you more if you have cancer because it wasn't your choice to get cancer??

Hahahahahahahahahahahahaha!!!

You're old, you've got health problems, you live what they consider a dangerous life, you pay more...as you should...and you're blaming a president for that???

Hahahahahahahahahahahahaha!!!

[DEAR_JOHN]

My wife is a 40 year plus type 1 diabetic and she damn sure didn't ask for it. Back in 2006 she had a triple bypass which she also didn't ask for. Her eyes aren't as good as they should be and she damn sure didn't ask for it.

When she had her triple bypass, she was on the thin side, so the bypasses weren't needed as she was overweight, and it was only because she was going to have dental surgery that they got her heart checked. They did a heart cath. (as a part of a physical before she was approved for dental surgery) and found 3 arteries that needed bypasses, and one was 100% closed. The body and nature did a bit of a bypass which saved her life. She also has back problems and diabetic neuropathy related to her diabetes.

She is now on an insulin pump, which does a really good job regulating her blood sugar.

Again, she was diagnosed when she was 13 as a type 1 diabetic, and she didn't ask for any of this. She was a normal sized child and as an adult, so is normal sized.

I'm pretty well educated about type 1 diabetics, so you fuckers need to move on about talking about a person 'asking' to get diabetes.

I also have a good friend that is a type 2 diabetic and he is on the skinny side. So not all type 2 diabetics are obese and automatically 'ask' for it. He found out he had type 2 diabetes by visiting an eye doctor, and the eye doctor told him to get to a doctor that very same day. He is now virtually blind in one eye and can barely see out of the other. Did the poor bastard ask for it.............NO!

You 'bullet proof' and healthy fuckers are something else. Misery loves company and some people get off to making others look bad.

One day we will all get ill and die. Just be glad for every day you're feeling well and enjoy every day that you can.

[Wakeup]

Speak for yourself...I plan to live forever...

[Capt. Lincoln F. Stern]

@Wakeup - this is one situation that you have no way of winning.. people have to deal with the cards life dealt them. So for your sake we better not hear about you getting sick, or suddenly finding out that you have some life long disease like diabetes, cancer or heart disease. You won't find sympathy from this crowd.

[Wakeup]

You think I'm expecting sympathy???

I'm commenting on your absurd notion that people shouldn't be charged higher insurance premiums for health issues that they had no choice in getting! The OP was saying that CVS is now making employees pay more for health insurance because of their choices in life. What's actually happening is that the insurance companies have ALWAYS charged CVS more for insurance for an employee who smoked. CVS has now chosen to pass that cost on to the employee instead of paying it themselves.

I'm all in favor of them doing this. They're saying, "we get charged more by the insurance companies for your idiotic health choices, so now you get to pay for those choices, we're done subsidizing your stupidity." They're not saying "you've got cancer, your insurance rates went up, so you have to pay more because of that." They're limiting it to lifestyle choice health impacts.

You're saying that "no choice" health issue insurance cost increases should never be passed on to the employee. Right now, most employers agree with you, they eat the cost of your health issues. But we're seeing that change right now. Employers are no longer willing to pay for questionable health issues when the fact is that you have to get insurance on your own, and pay for it yourself, if they don't offer it. Go to work and try to provide documented evidence that your diabetes was genetic and not a lifestyle choice...let me know now it goes...

[oilfieldscum]

Originally Posted by Wakeuр

What fucking world do you live in? If you have bad health, or engage in dangerous activities, you (or whoever pays for your insurance) get charged more for that insurance. All of those people you listed pay more for insurance...lifestyle choice is irrelevant...

You mean like banging hookers?

[Capt. Lincoln F. Stern]

They are passing on the cost because they want to keep their money instead of you keeping yours.. it boils down to greed.

as for the "provide documentation evidence....." I have a sibling that had to that... it is not fun. It was not brought on by his lifestyle. Guess what.. he got the job and has good insurance..

[Capt. Lincoln F. Stern]

Originally Posted by oilfieldscum

You mean like banging hookers?

And if you believe W.U.'s words that he is married to Valerie.. he is banging his wife who bangs other guys...

Wonder if she is on his policy were he works?

[Wakeup]

Originally Posted by oilfieldscum

You mean like banging hookers?

Nope, not at all. I've never had an insurance enrollment form ask me if I've banged hookers, so they don't charge me extra for it. If they wan't to add that question to the form, I'll gladly answer it "yes" and if my company wants to pass that cost on to me, I'll gladly pay it...because I take responsibility for my own actions...unlike these fat fucks and smokers...

Heh, ask my wife if she'd let me pay for her health insurance...this should be good...