Health Insurance Premiums Will Be Going Up Because Of The New Tax Plan For The Rich!

[LexusLover]

"Health Premiums"?

It just occurred to me that now that "sexual harassment" accusations are no longer of value in defeating a candidate are we now back to health care issues?

[nevergaveitathought]

With out the tax penalty people can buy the policy they want and avoid the tax

seems cheaper to me

The Issue is pre-existing conditions where obamacare premiums will go up in the individual market as people buy or not buy what they want and all the subsidy cases and preexisting cases languish

[StandinStraight]

Originally Posted by nevergaveitathought

With out the tax penalty people can buy the policy they want and avoid the tax

seems cheaper to me

The Issue is pre-existing conditions where obamacare premiums will go up in the individual market as people buy or not buy what they want and all the subsidy cases and preexisting cases languish

No it’s not cheaper and it has nothing to do with policy choice it has to do with the simple fact that if less people participate in the insurance pool rates go up. The mandate was incentive to participate, now it’s gone, rates will increase. It’s that simple. If car insurance wasn’t mandatory your auto insurance rates would go up for the same reason. Don’t be such a block head and think for once and it will make sense to you !

[LexusLover]

Originally Posted by StandinStraight

No it’s not cheaper and it has nothing to do with policy choice it has to do with the simple fact that if less people participate in the insurance pool rates go up. The mandate was incentive to participate, now it’s gone, ....

Have you ever explained how a $1200 annual fee is an "incentive" to spend $12,000 annually?

I'm still looking for your explanation, PROFESSOR!

[lustylad]

Originally Posted by StandinStraight

No it’s not cheaper and it has nothing to do with policy choice it has to do with the simple fact that if less people participate in the insurance pool rates go up. The mandate was incentive to participate, now it’s gone, rates will increase. It’s that simple. If car insurance wasn’t mandatory your auto insurance rates would go up for the same reason. Don’t be such a block head and think for once and it will make sense to you !

Hey trollboy, premiums were already increasing at double-digit annual rates both BEFORE and AFTER odumbocare was passed in 2010. The ACA is a colossal failure. Buying insurance in the individual marketplace is now as costly as a home mortgage. Fully 45% of all counties in the US have either one or zero insurers currently offering coverage. The dim-retards who crafted the ACA refused to allow interstate competition by insurers or put a cap on lawsuit awards - two provisions that would have pushed down premiums. They also forced insurers to cover a long list of "essential benefits" whether consumers need them or not, thereby driving up costs and making it impossible to pick and choose your coverage.

So guess what, asshole - it's not "that simple" at all. There are many factors at play here, but you're too much of an ignorant partisan hack to discuss anything more complicated than your fucking belly button.

[garhkal]

Originally Posted by LexusLover

StandingInShit's Party still hasn't offered any option.

They have, its called single payer!!!

[nevergaveitathought]

Originally Posted by StandinStraight

No it’s not cheaper and it has nothing to do with policy choice it has to do with the simple fact that if less people participate in the insurance pool rates go up. The mandate was incentive to participate, now it’s gone, rates will increase. It’s that simple. If car insurance wasn’t mandatory your auto insurance rates would go up for the same reason. Don’t be such a block head and think for once and it will make sense to you !

Can you read?

You merely restated what I said but in a disagreeable manner

I said people will now buy what they want and the subsidy cases and pre existing cases will be left in the Obamacare (cess) pool

Yes left to languish in an ever increasing death spiral

[gnadfly]

How will I tell the difference? My monthly premium has tripled in the past 7 years. This coming year is the lowest increase both as an amount and a percent.

[LexusLover]

Originally Posted by StandinStraight

No it’s not cheaper and it has nothing to do with policy choice ...

Just because it doesn't for you doesn't mean the same for everyone else ..... there are a lot of choices people can make that will reduce their monthly premiums.

You seem to believe everyone has to have health insurance, also.

[StandinStraight]

Originally Posted by LexusLover

Just because it doesn't for you doesn't mean the same for everyone else ..... there are a lot of choices people can make that will reduce their monthly premiums.

You seem to believe everyone has to have health insurance, also.

No not everyone has to have health insurance but if you did not you were subject to a fine, that was the mandate. Rather than pay the fine most people purchased the insurance and made the risk pool larger. When the mandate is gone so Is the incentive to insure yourself, now these same people will choose to go without insurance. The risk pool decreases and insurance rates increase.
The ACA also made sure that policies sold by insurance companies were not crappy policies that offered little in protection, the attraction being lower premiums. The problem is if you had one of these policies and became ill you lost everything. The insurance companies are not on your side, they want zero claims, they want to sell you garbage policies that put them at minimal risk. If allowed all policies will have a max benefit that will be way under what is necessary to avoid catastrophic health costs. So understand where we are headed under republican plans for your health insurance, lower cost crappy policies that are designed by the insurer to minimize claims and increase profits. Consumer protections would be stripped away and we would all be one illness away from financial ruin. No consumer that understands this would want it to happen, that is why Trump depends on the uneducated to pass bad laws.

[LexusLover]

Originally Posted by StandinStraight

No not everyone has to have health insurance but if you did not you were subject to a fine, that was the mandate.

Wrong again! The mandate is not a "fine"! It's a tax. Remember?

I wish you could see the nonlogic of charging a tax that is less money out of pocket than if one does the something that costs more if one doesn't pay the tax.

Let me explain it AGAIN in math...

Why would anyone feel FORCED to pay $12,000 a year by a $1,200 tax?

Now Liberals like yourself would?

But that's why Gruber laughed at you! And still is laughing.

[LexusLover]

Originally Posted by StandinStraight

The ACA also made sure that policies sold by insurance companies were not crappy policies that offered little in protection, the attraction being lower premiums.

You also have this wrong.

Major medical policies are not "crappy policies."

And if you don't believe me ... do some research and look at all the EXEMPTIONS issued by the Obaminable Administration ... "health services" Secretary ... AKA "The Secretary" in the ACA.

You conveniently forget that the ALLEGED original purpose of the ACA was to assure that those who didn't have insurance, but wanted insurance, could "afford" insurance that provided them with basic health care coverage. That number, after correcting the data, boiled down to about 11 million people from the over-estimation of "50 million" and even the most generous computations put it at around 30 million.

And you are a "professor" ...? You should be teaching facts! Not bullshit.

[Hotrod511]

Originally Posted by Mr MojoRisin

Nope Obama promised that. Low premiums, high as fuck deductibles and co-pays, Provisional coverage for preexisting conditions, selective treatment. Like anything else some will win, some will lose. Nothing special about it. Trumpcare might have a few tweaks but not much better, it is what it is. Stop trying to underscore Republicans. The Democrats aren't doing any better in terms of Healthcare reform.

Jim

He's to stupid to know better

[gfejunkie]

Insurance premiums are going up regardless of any tax reform. I fail to see the connection.

[goodolboy]

Originally Posted by StandinStraight

No it’s not cheaper and it has nothing to do with policy choice it has to do with the simple fact that if less people participate in the insurance pool rates go up. The mandate was incentive to participate, now it’s gone, rates will increase. It’s that simple. If car insurance wasn’t mandatory your auto insurance rates would go up for the same reason. Don’t be such a block head and think for once and it will make sense to you !

Yea it's been great, before Obamacare I paid $350 a month and a $2 K deductible for a family of 3. Today, since Obama's "affordable" care act I pay $1,350 a month and a $5K deductible. I am sure glad all those people bought insurance and made my premiums go down $2,200 a year like Obama promised.

Supposedly Obama added tens of millions onto the health insurance roles, so why has my insurance rates gone up about 400% under Obamacare with so many more people in the "pool"?


{"Originally Posted by StandinStraight

The ACA also made sure that policies sold by insurance companies were not crappy policies that offered little in protection, the attraction being lower premiums."}


Yea, because it's real important that older people have maternity coverage and free birth control. Lots of 60 + YO people having baby's and need maternity coverage.