Investments??

[Pflugerbill]

If you had some amount of disposable income to invest today where would you put it?

Let's say hypothetically you had $2500 a month and wanted to invest for five years only. Where would you put it and why?

[2 Legit 2 Quit]

Good thread.

[nuglet]

hmm Pfluger.. Stacy Lovelane, Hunter Grace (she'll take care of a good amount of the $$$), Kat, Sonya, Alisha, Savannah, ......... let me get back with you on this.......

[Guest021716-4]

Good question! When you find an answer let me know, because that's what I am about to do, invest.

[actionjackson647]

that would depend on several things.
1. do you have a decent amouny of cash set aside. at least 6-9 months living expensses maybe more.
2. if this going to be in a tax sheltered account (IRA,401k etc)
3. what is your risk tolerance. if you woke up tomorrow and lost 10% could you handle it?
4. what are your current investments

[greymouse]

http://online.wsj.com/article/SB1000...870866820.html

"Mr. Adams eventually included the advice—a list of nine rules that he dubbed "Everything You Need to Know about Personal Investing"—in his 2002 book "Dilbert and the Way of the Weasel." The list starts off with, "Make a will," and includes advice to fully fund a 401(k) and an individual retirement account and to invest retirement savings 70% in a stock index fund"

I would add my personal opinion that the broadest based stock index fund with the lowest cost is likely the best. Stay far away from anyone claiming to have a "system" for picking winner. A great deal of evidence indicates no one can consistently beat the market indexes by trying to pick individual winners. They won't give your money back after they prove they can't, either.

Sadly thinking about the Apple stock I sold for $29 a share many years ago.

[Asian Ann]

You always have the best replies, Mr. Greymouse!

Ann

[Guest021716-4]

He sure does. Highly intelligent men are so attractive.

[Billy_Saul]

Originally Posted by Pflugerbill

If you had some amount of disposable income to invest today where would you put it?

Let's say hypothetically you had $2500 a month and wanted to invest for five years only. Where would you put it and why?

On a 5 year time horizon I would dollar cost average into US Home builder equities. Nowhere to go but up. Reassess the situation after you have doubled and tripled your money in about 2 to 3 years.

[Squarenot]

Equities. Pick a couple of undervalued stocks that you feel the company has potential and buy direct w/0 fund fees, etc. Open an internet account with Fidelity, E-Trade or one of the others. Diversify as you are able with more than seven but less than fifteen positions and stay with mostly large or mid caps. I bought Apple when it was in the low 80's and still have it (along with several others). Apple hit 545 the other day and I think it still has legs. If you can take more risk, consider the options market. They require a bit more attention, but losses are limited and profits can run quite nicely, particularly in the volatile tech stocks.

[dog soldier 4]

Some of the people I know use Fanny Mays site for investment opportunities. www.homepath.com you can find some real deals and some bad stuff. RESEARCH is the key to any investing .

[mandola]

Gold mining stocks are undervalued now. check out Yamana (AUY), you may or may not like them

[austin_voy]

I'd do exactly what I'm doing (although, sign, net exactly $2500 a month). The Couch Potato portfolios are easy to use and manage. Best done inside of tax advantaged accounts, but still workable if you are willing to pay the capital gains taxes.
http://assetbuilder.com/couch_potato..._cookbook.aspx

[Guest020916]

Buy up water rights in Texas
Or piping. Whether nat gas or oil (or water), you need pipe to transfer it.

Ask any provider, there is nothing better than a good, solid pipe.

[Missy Mariposa]

Hiring a good wealth manager was probably my best decision to be quite honest. And that's what I'd do with the hypothetical money in the OP - give it to him with trust.