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The Sandbox - National The Sandbox is a collection of off-topic discussions. Humorous threads, Sports talk, and a wide variety of other topics can be found here.

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Old 07-01-2014, 11:36 AM   #1
Whispers
Hope I haven't bored you!
 
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Join Date: Apr 30, 2009
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Default Healthcare.gov / Insurance Gurus... Cobra or ?

If someone has Insurance through Cobra from a previous employer through December 2015.....and switches to one of the plans offered (eligible through Sept 1 to make the change) ...

What are your thoughts in regards to spikes in coverage due to health related issues in the future? or being dropped?

The COBRA Plan is about the same cost but there is a lower deductible/lower out of pocket that would save about $6000

Also there is the concern for what to do when the coverage authorized via COBRA ends in December 2015...

At least through December 2015 plan that COBRA allows them to participate in is tied to a company's group coverage.
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